1)      Any Individual Nominal members of the Bank.

2)      The applicant must be an Account Holder.



Maximum amount of loan :


The amount of loan shall not exceed 70% of the Net value of the Gold as fixed by the Bank from time to time and the highest amount of loan against Gold shall be Rs. 3,00,000/- for an Individual borrower at a time.


Repayment period :


The loan shall be required to be repaid within a period of 12 months.


Processing Fees :  The Processing fees are very nominal in case of Gold loan.


Insurance :  As per Bank’s Rules & Regulations.